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| UNDERSTANDING FLOOD INSURANCE |
Listed in the Emergency Management Division, under the
Public Safety Department.
Posted to the website on Friday, August 10, 2012
Document last updated on Thursday, March 14, 2013
Document status: Active or Current
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Event Date and Time
Date: Friday, August 10, 2012
Time: 12:00:00 AM
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Notice Abstract
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Here are a few things to know about flood insurance.
Do All Homeowners Insurance Policies Cover Flooding?
In most cases, a regular homeowners insurance policy does not cover flooding. Homeowners insurance covers damage to your property if caused by other means, such as a fire or a tree falling on it, but water damage that results from flooding often is not included in homeowners coverage.
The good news is that you can still obtain coverage for your house with flood insurance, which is available as a separate type of insurance policy.
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